Money Management

Get free debt advice

The best way to get help is by talking to an experienced debt advisor before you make decisions on how to repay or go about your debts. There are many ways to clear your debts and some are more well-known than others. The one that is best for you will depend on your personal circumstances.

A free debt advisor can help you make the right decisions so that most of your money will go to paying off your debts. Meaning you could be debt free sooner than you thought.

A debt advisor will:

  • Keep everything said confidential

  • give advice about better ways of managing your money

  • never judge you or make you feel bad about your situation

  • suggest ways of dealing with debts that you might not know about

  • always be happy to talk to you, however small or big your problem is

  • check you have applied for all the benefits and entitlements available to you

  • You might only need to have one conversation with an experienced debt advisor to make sure that your plan to manage or clear your debts is the right one for you

Contact an advisor

If you need more support or don’t know where to start, you’re not alone. Nearly half of people in debt told aren’t sure about the best way to deal with their debts, and that is where a debt advisor can really help you. More than eight out of ten people who have got debt advice say they feel less stressed or anxious and more in control of their life again


The people that let debts build up before they seek advice often find things have:

  • spiralled out of control

  • their cards are maxed out

  • no one else will lend to them, and

  • struggling to pay back what they owe